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Republicans Offer Healthcare Plan

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It’s still an outline right now, so more details will be coming soon.

Still, we’re going back to the same basic argument of tax credits and increased privitization, which hasn’t worked for the past two decades to curb costs or get everybody insured. So why they think it would be able to do it this time is beyond me.

Here are some more details…

* “Pools” of insurance – Let states, small businesses and others group together to offer lower-cost health care plans. Such pools would have to offer, at a minimum, any coverage that is provided in a majority of states.

* Medicaid transfer – Allow Medicaid users to take the value of their Medicaid benefit and transfer/apply that to a private health care plan instead.

* Boost HSAs – Increase incentives for people, especially those in lower income brackets or over 55, to build up Healthcare Savings Accounts.

* Automatic Insurance – Encourage employers to automatically sign up their workers for health insurance, so that employees would have to “opt out” of coverage if they didn’t want it.

* 55 and over – The bill would provide health insurance tax credits to Americans aged 55 to 64 who fall into low- or modest-income brackets, as part of the general thrust of the plan to help all Americans in that income range.

Republicans have yet to say how much this plan will cost, but there’s no doubt it’ll be less than the Dem alternatives since we’re talking about tax credits and expansion of health savings accounts.

However, I don’t get why Republicans fail to realize that poor people and those living on fixed incomes do not have the money to dedicate to health care costs. So, whether they like it or not, we’ll end up paying for these folks one way or another. Delaying the inevitable will only keep driving the costs up and still not solve the problem of getting everybody insured.

More as it develops…